Is There a Doctor in the House?
If you answered no then you aren’t using the right mortgage lender. The reality is that many doctors are so busy trying to establish their practice that record keeping and organization can fall by the wayside. In the past missing or incomplete paper trails were enough to keep a potential homebuyer, even with good credit, from getting the home of their dreams.
With technology and experience at our disposal, we are able to make the obstacle of the paper trail a stepping-stone to funding your loan. In our experience, doctors have good credit and higher than the average income if this is true in your situation you may be making a house call sooner than you think, and to you very own address.
What then if you are a doctor that already owns a home? Several solutions may be valuable either now or in the future including but not limited refinancing, home equity, investment, or vacation property loans.
One of the benefits of a higher credit score and income is a reduced documentation loan process that requires less paperwork and about half of the time of traditional loans.
As a doctor, you wouldn’t operate on yourself, and you would definitely seek a second opinion before making a life altering decision, so why not go with the expert in mortgage lending when it is time to make a purchase, refinance, or create investment income. It is essential that you use discernment in choosing the mortgage lender that best serves your needs.
More often than not when closings run late it is due to errors on the part of the mortgage lender. An error on the paperwork, not enough documentation, or perhaps the lender has too much on their plate and is just running behind.
How can you avoid late closings? Simple, we offer a your time is our money guarantee. This means that if we don’t get your loan documents to the title company two days before closing we wave our origination fee. As a cautionary note, we have never missed a closing date or had to wave our origination fee.
We want to meet your lending needs and exceed your expectations in service and professionalism. If you are in the market to refinance, purchase a home or use your home equity to get a loan we are the mortgage lender for you, but don’t take our word for it get a second opinion, read what satisfied clients have to say on our testimonials pages.